Klarna

Pay with Klarna – Shop Now, Pay Later

We’ve partnered with Klarna to offer flexible ways to pay at checkout. Choose from Pay in 30 Days, Pay in 3 Instalments to spread the cost responsibly.

How it works

  1. Add products to your basket and continue to checkout.
  2. Select Klarna as your payment method.
  3. Enter a few details — Klarna gives an instant decision.
  4. Complete your order and manage payments in the Klarna app.

Payment options

Pay in 30 Days

Receive your order now and pay the full balance within 30 days of shipment/order confirmation. No interest or fees when you pay on time.

Pay in 30 Days – full terms

Pay in 3 Instalments

Split your purchase into three equal instalments. The first at order confirmation, then automatically at 30 and 60 days. Interest-free when paid on time.

Pay in 3 – full terms

Eligibility & key info

  • Available to UK residents aged 18+.
  • Approval is subject to Klarna’s checks and your financial circumstances.
  • Soft search for Pay in 3 / Pay in 30 Days (no impact on your credit score). 
  • Missing payments may result in late fees and could affect your ability to use Klarna in future.
  • Manage your plan anytime in the Klarna app or online portal.

Frequently Asked Questions

Visit Klarna’s Customer Service page to learn more: https://www.klarna.com/uk/customer-service/. Review your latest purchases and make payments in the Klarna app or online.

Will using Klarna affect my credit score?

For Pay in 3 and Pay in 30 Days, Klarna may perform a soft credit search, which does not affect your credit score. 

How does Pay in 3 work?

Three equal instalments: one at order confirmation, then automatically at 30 and 60 days. No interest when you pay on time.

How does Pay in 30 Days work?

Receive your order now and pay the full balance within 30 days of shipment/order confirmation. No upfront payment.

Returns & cancellations

Once we process your return/cancellation, Klarna adjusts or cancels your remaining payments and refunds any amounts due.

Important: Klarna’s Pay in 3 and Pay in 30 Days are unregulated credit agreements. Borrowing more than you can afford or missing payments may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Please spend responsibly.See all Klarna terms: https://www.klarna.com/uk/terms-and-conditions/

About SAN10 LTD

SAN10 LTD (Company No. 15368800) Registered office: 2nd Floor College House, 17 King Edwards Road, Ruislip, Hillingdon, HA4 7AE, United Kingdom is authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 1020982 as an Introducer Appointed Representative (IAR) We act as a credit broker, not a lender, and offer credit products provided by Klarna Bank AB (publ). Please note that Pay in 3 and Pay in 30 Days agreements are not regulated by the FCA.
Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime are available on the FCA’s website.

Questions about using Klarna? Call 07921 867919 or email support@barkingfurniturestore.com.

Last updated: 13 August 2025